body
	{
		margin:0px;
		padding:0px;
		background:url(../images/bg.jpg) no-repeat center top #7AB5E4;
		font-family:Arial, Helvetica, sans-serif;
		font-size:12px;
		color:#000000;
		line-height:18px;
		
	}

form
	{
		margin:0px;
		padding:0px;
	}
	
img
	{
		border:none;
	}
a 
	{
		outline:none;
	}
	
p,ol,ul,li
	{
		margin:0px;
		font-family:Arial, Helvetica, sans-serif;
		font-size:12px;
		color:#000000;
		line-height:18px;
		text-align:justify;
		
	}
	

	
.main-links
	{
		background:url(../images/main-links-bg.png) repeat-x;
		font-family:Arial, Helvetica, sans-serif;
		font-size:16px;
		color:#FFFFFF;
		text-transform:uppercase;
		
	}
	
.main-links a
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:16px;
		color:#FFFFFF;
		text-decoration:none;
		text-transform:uppercase;
		font-weight:bold;
		margin:0 8px;
	}
	
.main-links a:hover
	{
		color:#CF0B0B;
		text-decoration:none;
	}
	
.bg-clr
	{
		background:#FFFFFF;
	}
	
.body-bg
	{
		background:url(../images/body-bg.png) repeat-x bottom #FAFCFE;
	}
	
.body-bg1
	{
		background:url(../images/body-bg1.png) repeat-x top #FAFCFE;
		padding:0 0 0 16px;
		font-family:Arial, Helvetica, sans-serif;
		font-size:16px;
		color:#000000;
		font-style:italic;
	
	}
	
.body-bg-l
	{
		background:url(../images/body-bg-l.png) repeat-x bottom #FFFFFF;
	}
	
.bg-clr-r
	{
		background:#D5E3F4;
	}
	
.bg-clr-l
	{
		background:#F1F6FB;
	}
	
	
.heading
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:30px;
		color:#0E297A;
		font-style:normal;
		margin-bottom:10px;
		line-height:30px;
	}
	
.list ul
	{
		margin:10px 5px;
		padding:0px;
	}
	
.list ul li
	{
		list-style:none;
		margin:10px 0 0 0px;
		padding:5px 0 0 30px;
		background:url(../images/bullet.png) no-repeat left;
	}
	
.sub-heading
	{
		font-size:16px;
	}
	
	
.btm-links
	{
		background:url(../images/footer-mid.png) repeat-x;
		font-family:Arial, Helvetica, sans-serif;
		font-size:16px;
		color:#121D41;
			
	}
	
.btm-links a
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:16px;
		color:#121D41;
		text-decoration:none;
		font-weight:bold;
		margin:0 10px;
	}
	
.btm-links a:hover
	{
		color:#CF0B0B;
		text-decoration:none;
	}
	
.btm-txt
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:13px;
		color:#01083D;
		font-weight:bold;
		float:left;
	}
	
.copyright
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:11px;
		color:#01083D;
		font-weight:bold;
		float:left;
		margin:0 32px;
	}
	
	
/*/////Homepage css start hare/////*/

.home-body-bg
	{
		background:url(../images/home-body-bg.png) repeat-x top #D7D9D9;
	}
	
.home-b-bg
	{
		background:#D7D9D9;
	}
	
.smart-header
	{
		
		height:184px;
	}
	
.flash-head-mid
	{
		background:url(../images/flash-head-m.png) repeat-x;
	}
	
.faqs-head-mid
	{
		background:url(../images/faq-head-m.png) repeat-x;
		font-family:Arial, Helvetica, sans-serif;
		font-size:15px;
		color:#FFFFFF;
		font-weight:bold;
	}
	
.faqs-mid
	{
		background:url(../images/faq-bg-m.png) repeat-x bottom #FCFCFC;
	}
	
.btm-links1
	{
		
		font-family:Arial, Helvetica, sans-serif;
		font-size:14px;
		color:#121D41;
		text-align:center;
		margin:auto;
		padding-left:100px;
			
	}
	
.btm-links1 a
	{
		font-family:Arial, Helvetica, sans-serif;
		font-size:14px;
		color:#121D41;
		text-decoration:none;
		font-weight:bold;
		text-align:center;
		margin:0 10px;
	}
	
.btm-links1 a:hover
	{
		color:#CF0B0B;
		text-decoration:none;
	}
	
.faq ul
    {
       
        margin:0px;
        padding:0px;
        float:left;
    }
   
.faq ul li
    {
        width:435px;
        height:30px;
        list-style:none;
        background:url(../images/home-faq-bg.png) no-repeat 0px 3px;
		font-family:Arial, Helvetica, sans-serif;
		font-size:14px;
		color:#182f5a;
		font-weight:bold;
        margin:10px 0 0 0px;
        padding:15px 0px 0 40px;
       
    }
   
.faq ul li a
    {   
        font-family:Arial, Helvetica, sans-serif;
        font-size:14px;
        color:#182F5A;
        text-decoration:none;
        text-align:left;
        font-weight:bold
               
    }
   
.faq ul li a:hover
    {
        text-decoration:underline;
    }